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ProCharge is our exciting new offer that allows existing merchants to add a mobile processing terminal to their merchant account with no additional processing charges. Typically, adding a mobile terminal would require the addition of payment gateway fees. We have worked diligently to eliminate those fees, effectively allowing an additional mobile terminal to be added to the account with only a small equipment fee (mobile swiper).

For non-existing merchants the system can be added along with existing equipment with a conversion or can act as a stand alone account. The option is yours.

The cost of the mobile swiper is $25. The ProCharge app is available for free via the AppStore. For Retail merchants, all that is needed is to enter your current merchant account credentials into the setting for the app, plug the swiper into the headphone jack and the system uses your existing account to process payments. Its like adding an additional wireless terminal to your account for a one-time cost of $25. It doesn’t get much easier or cheaper than that.

MOTO merchants are also supported by ProCharge and the system would be set up the same way as the retail merchants.

The ProCharge system also comes with all the features and functionality you would expect from a enterprise level payment gateway without the cost. Gateway features include access to transactions, batches, and reports, access via the mobile device, virtual terminal and plug-in, recurring billing functionality and much more.

ProCharge is currently available for Iphone 3,4, and 5, as well as the Ipod Touch 3 or higher, and Ipad 2, 3, and Retina. The Android operating system is not currently supported but will be in 2 months. Our development team is working tirelessly to roll it out.

For more information please call our friendly support staff at (800)917-8026

Maxx Merchants is proud to announce a new mobile processing platform that is much cheaper than Square Up, GoPayment or PayAnywhere. In addition to the cheapest rates available for mobile credit card processing we are proud to declare live human support!

Square Up has established a niche in the credit card processing industry by offering simplified credit card processing targeted for mobile businesses that process smaller monthly volume. With this simplified approach, two large pain points have been uncovered.

1. The first is the fact that Square Up has no customer service. If issues arise with a Square account there is no one to call to troubleshoot the problem. This can be extremely frustrating especially if you are with a customer and have no other way to secure payment.  
2. The second is the fact the Square Up routinely holds merchant funds and also initiates a reserve on the account without merchant authorization. This is a legal practice as Square Up operates as a payment aggregator.  

Wouldn’t it be nice if you could get all the simplicity of Square Up, achieve a lower rate and have a customer service organization available 24/7 that is staffed by live humans? Well now you can!

Benefits include:

• No Registration Fee
• No Access Fee
• No Semi-Annual Fee
• No Data Breach Fee
• No Monthly Gateway Fee
• No Termination Fee
• Process on a Computer
• Free Mobile App
• Free Smart Phone Swiper (iPhone, Android, Blackberry)
• Free Customer Support with a Real Live Human

Are you looking for a simple way to accept payments from your Android mobile phone? There are a few solutions out there and some are better than others depending on your total or estimate monthly processing volume. For merchants that have a total or estimated monthly volume of $4,300 or less, it is more cost effective to use a solution like Square Up.  For businesses that are, or are planning to, process more than $4,300 a month, a traditional merchant account is more cost effective.

PayFox is an Android compatible mobile payment processing solution that allows your business to accept card present transactions. The solution consists of the PayFox mobile payment application available through the Android Marketplace combined with swipe device that plugs into the headphone jack of your Android phone.

Card Reader Capability

• Multi-direction card capture
• The lowest processing rates given swiped transactions
• Little to no battery consumption
• External power source not required
• Small and portable

The solution provides your business a simply, cost effective way of transacting payment on the go. The solution has integrated signature functionality that allows for the customer signature to be captured directly on the device with email receipt capability. There is also built in tip capture for industries that accept tips. The solution is 100% PCI compliant so there is no risk of customer credit card information being lost or stolen. Additional security features reduce fraud with address verification services. The solution also has built in geo-location functionality to add map locations to the receipt.

For more information and pricing please call our friendly staff at (800)917-8026.

 iPhone Charge Card Processing for Small Businesses

Just as the iPhone has changed many of the ways that people interact and do business, it is revolutionizing credit card processing.  iPhone charge card terminals usually cost between $80 and $150.  They connect to iPhones and process all major credit cards much like a traditional terminal.  They are generally just as secure as traditional terminals, but less expensive and more mobile.

Security of iPhone Charge Card Terminals

Business owners and customers sometimes fear change.  However, there is nothing inherently less secure about an iPhone terminal as compared to traditional charge card terminals.  The same encryption technology ensures that the cardholder's information is not shared with an unauthorized party, and the mobility of the device allows the card to be swiped right in front of the customer.  Some restaurants have even begun having their waiters and waitresses carry iPhone terminals with them in order to assure the customer that nobody is illegally copying the credit card information.

Some customers may be under the impression that the iPhone itself stores the credit card information.  This is simply not the case.  Much like a traditional terminal does not store information, neither does an iPhone terminal.

Cost of iPhone Charge Card Terminals

In general, the upfront cost of iPhone terminals is less than for traditional terminals.  There usually are not monthly fees associated with iPhone terminals, either.  Most services charge transaction fees of between 1.5% and 2%, just like any other credit card processing service.  

Mobility of iPhone Charge Card Terminals

An iPhone terminal can go anywhere an iPhone can go, which means it can go virtually anywhere.  Although mobile credit card processing is certainly not a new concept, most processing systems were bulky and not user-friendly.  Not only can an iPhone be carried anywhere, it usually is carried everywhere, reducing the chance of missing a sale.  They are also useful for much more than credit card processing.  Employers planning to issue iPhones can be confident that their employees will be receiving many other capabilities that will enhance the business.

The use of iPhone charge card terminals may have other positive effects, as well.  iPhones are cutting edge.  They are efficient but also chic, and businesses may gain credibility with a variety of demographics by incorporating iPhones into a business model.