Linked directly to customer checking or other demand deposit accounts (DDAs), debit cards are accepted as one of the fastest-growing payment methods today. Both customers and merchants alike find debit cards are fast and convenient. They also use the same equipment at the point-of-sale as credit cards for processing payments. Maxx Merchants offers signature or PIN-secured debit cards to access cash and buy goods.

Maxx Merchants' debit processing solution services are as simple as implementing POS equipment, setting up a terminal that accepts PIN input or adding a PIN pad to your current terminal.

Offering credit cards and debit cards as payment options for your customers helps:

- Provides customers with a greater range of choices in making payments

• - Improve cash flow
  - Increase sales through the higher average tickets associated with credit cards
  - Save valuable counter space
  - Simplify daily and monthly deposit reconciliation processes
  - Consolidate and automate electronic deposits to your accounts
  - Minimize exposure to fraud losses